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Before you decide to apply for a short term loans UK direct lender with us, there are a few requirements to take into account because lenders do have particular requirements that borrowers must fulfill. You must first be a resident of the United Kingdom and be older than eighteen. Additionally, you must have a steady income of £500 per month after taxes. Additionally, you must have a debit card linked to a working bank account. If your loan request is accepted, the funds will be deposited into your bank account, enabling you to take out cash with your debit card.